Fees & Rebates

Fees at our Consulting Rooms

Cancellation Fee

Cancellations must be made prior to 9am the working day prior to your appointment (2 Business days for Psychologist appointments).

Failure to cancel within this time frame could result in the clinician imposing a cancellation fee.
Whether a cancellation fee is charged will be entirely at the discretion of the clinician.

The cancellation fee will be a maximum 50% of the clinician’s consultation fee, sent to you as an invoice to your email and/or postal address.

The cancellation fee will require payment before any future appointments with clinicians at BallaratOSM or Ballarat Sports Medicine.

Surgical Consulting Fees

Surgeons will charge a fee for your time discussing your condition. This is not covered by private health insurance, which contributes towards hospital based treatment. Fees reflect the AMA fee structure.

Payments can be made at our clinic via EFTPOS, VISA or MASTERCARD. We can help you claim any Medicare rebate to be paid directly into your account.

Fees for surgery are separate (see below). Most surgical procedures includes consultations for about six weeks afterwards.

Fee Guide – may differ between Surgeons

Standard consultation fee
 $220 – payable on the day
(Medicare rebate of $78.05 is claimable).

Second opinion fee
$300 – payable on the day
(Medicare rebate of $78.05 is claimable).
This fee is only used where major surgery has been recently undertaken.

Review appointment fee
$120 – payable on the day
(Medicare rebate of $39.25)

Telemedicine Fees for Surgical Consulting

Covid-19 created an opportunity to explore and use telemedicine in Orthopaedics and Sports Medicine.

Face to face appointments is generally preferred, but there still may be reasons why telemedicine is appropriate.

Telemedicine appointments may be available with your surgeon but will be assessed on a case-by-case basis as to patient circumstances and clinical appropriateness.

New patients cannot utilise telemedicine, this is restricted to review/follow-up appointments.

Telemedicine appointments will usually be bulk billed.

Sports Medicine Fees

Fees for consultations with Sports & Exercise Physicians are the same as for surgical appointments, i.e. $220 initial consultations, $120 review. If this is in the rooms, and you have a referral, medicare rebates are also the same ($78.05 initial, $39.25 review)

If you don’t have a referral from your GP or other Medical Specialist, you have two options:

1. You can still see a Sport & Exercise Medicine Physician, but your medicare rebate will be in the vicinity of ($38 initial, $21 review), or

2. You can see a Sport & Exercise Medicine Registrar, and your initial appointment will be no more than $50 out of pocket ( not including any equipment/braces/splints etc).

Face to face appointments is generally preferred, but there still may be reasons why telemedicine is appropriate.

Telemedicine appointments may be available but will be assessed on a case-by-case basis as to patient circumstances and clinical appropriateness.

New patients cannot utilise telemedicine, this is restricted to review/follow-up appointments. 

Telemedicine appointments will usually be bulk billed.

Psychology Consulting Fees

Consultations with a Psychologist requires a referral and a mental health plan. 

Fees for consultations with a Psychologist are all $190. 

Telehealth appointments will be considered based on clinical requirements. 

A Medicare rebate is available for eligible patients of $89.65.

Fees for Surgery
Our surgical costs are based around the Australian Medical Association (AMA) fee schedules. You and your surgeon will discuss the anticipated surgical costs. Private health insurance doesn’t mean no out of pocket expenses – but we are committed to help you understand these expenses. Other costs to budget for include the Hospital, the Anaesthetist, a Physician if involved, the Surgical Assistant, Pathology, Radiology, Physiotherapy, and sometimes others. The range of fees depend on your insurance policy, but we find many insurers talk of “Gap Cover” which doesn’t cover the AMA fee.
Surgery With Full Insurance for Public Hospitals Only

Not all insurance policies cover Private Hospitals. We do not have the same access to beds & operating lists in Public Hospitals as we comply with the principle of “Treat In Turn”. In Public Hospitals, we are obliged to treat patients in the order they are put on the waiting list for surgery.

There is still an advantage to patients being private rather than public patients.

  • you can choose your surgeon, who is then responsible and should be aware of all decisions
  • your avoid the wait to be seen in outpatients (which is the biggest single problem in public health)
  • your followup treatment is with your surgeon in our rooms

Out of pocket expenses may apply, as above, but may be less if the hospital chooses not to ask for your “excess” payment. Because of the limitation of this resource, we do not advocate patients with full insurance using this option. St John of God carries advantages including a predominance of single rooms, and Ultra Clean Ventilation in the operating theatres. Some patients with this lower level of insurance still choose surgery at St John of God, and accept higher hospital expenses.

Surgery Without Insurance

Firstly, don’t take a financial risk, assumptions that surgery will allow you to return to the workforce are sometimes wrong. All Surgeons at Ballarat Orthopaedics have a public appointment at Ballarat Base Hospital, where free treatment is available. Should you wish to pursue free treatment, please ask your GP to refer you to Ballarat Health Services Outpatients Department.

Our private practice, including our private consulting rooms, is for patients paying a fee for services delivered. Consulting fees don’t cover our costs, so we do not see uninsured patient with a view to putting their name on the public hospital waiting list. We are happy to see uninsured patients if they are seeking private surgical treatment at the hospitals we attend.

To understand the cost of surgical treatment – it is important to understand the surgeon’s fee is only a small part.  Other costs include the hospital, any surgical implants (eg knee replacement), anaesthetists, assistant, radiology, and pathology.
Your total cost (not just the surgeon) AFTER Medicare could approximate:
Knee arthroscopy (eg cartilage operation) – $3,700
Knee cruciate ligament reconstruction – $5,200*
Shoulder surgery (cuff tear or instability) – $7,000*
Hip or Knee replacement – $17 000
* Physiotherapy not included in this figure.

It may be possible to have a small saving by having private surgery in a public hospital, but the financial benefit is very small. The majority of our patients are able to walk and be back home within a day or so of joint replacement surgery. Private uninsured patients having treatment in a hospital are required to pay for implants and other expenses PRIOR to admission.

All information here is given as true and correct as of the date of publication (June 2017). If you have any queries, please contact our clinic.

There is still an advantage to patients being private rather than public patients.

  • you can choose your surgeon, who is then responsible and should be aware of all decisions
  • your avoid the wait to be seen in outpatients (which is the biggest single problem in public health)
  • your followup treatment is with your surgeon in our rooms

Out of pocket expenses may apply, as above, but may be less if the hospital chooses not to ask for your “excess” payment. Because of the limitation of this resource, we do not advocate patients with full insurance using this option. St John of God carries advantages including a predominance of single rooms, and Ultra Clean Ventilation in the operating theatres. Some patients with this lower level of insurance still choose surgery at St John of God, and accept higher hospital expenses.

Junk health insurance and how to avoid it

​What is junk insurance?
Junk health insurance is a term used to describe a health fund policy or plan that has so many exclusions, it is virtually useless in a private hospital setting. Many patients only realise that they have junk insurance after being advised by their doctor that they need urgent medical treatment which may include surgery. As this graph below shows, the number of health insurance policies with exclusions has risen significantly over the last 10 years.

junk-insurance
 

Proportion of policies with exclusions and insured persons covered, 2004 to 2016 Ref: APHA Information Paper, Private Health Insurance March Quarter 2016, p.11

What to do

  1. ​Obtain a copy of your health insurance policy and write down everything you are not covered for (exclusions).
  2. If you are unhappy with your health fund exclusions, you can change private health insurance funds or upgrade your cover with existing funds, but beware of any restrictions for pre-existing health conditions.
  3. Some patients choose to have an excess rather than exclusions in their health insurance cover. What is important is to know exactly what you are covered for before you need to use it.

For further information, see www.privatehealth.gov.au

Cashless Policy
  1. Payment on the day of appointments and payment prior to surgery of any out of pocket expenses is expected.
    We don’t handle cash – as there are so many other better options!

    We accept any of the following Payment options:

    • EFTPOS
    • Direct deposit
    • Cheque
    • Visa or Mastercard

    View Our Payment Policy

 

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